UHC Gold Standard (No Referrals) — full price in Clark County, Ohio (2026)
UHC Gold Standard (No Referrals) (33931OH0030014), a gold plan from UnitedHealthcare in Clark County, Ohio, costs $821.57/month full price for a 40-year-old in 2026 — $1744.71 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33931OH0030014 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $642.85 |
| 27 | $673.71 |
| 30 | $729.64 |
| 40 | $821.57 |
| 50 | $1148.14 |
| 60 | $1744.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.58/mo. This plan is $821.57/mo at 40 — a difference of $285.99/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Clark County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $535.21 |
| Gold Classic | Oscar Health Insurance | $546.89 |
| Gold Elite Saver Plus | Oscar Health Insurance | $583.96 |
| Clear Gold | Ambetter from Buckeye Health Plan | $595.06 |
| Standard Gold | Ambetter from Buckeye Health Plan | $610.59 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33931OH0030014 in FIPS 39023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clark County
Reviewed by Jason Burns, Editorial Steward.