UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Allen County, Ohio (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (33931OH0070004), a expanded bronze plan from UnitedHealthcare in Allen County, Ohio, costs $551.23/month full price for a 40-year-old in 2026 — $1170.60 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33931OH0070004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $431.32 |
| 27 | $452.02 |
| 30 | $489.55 |
| 40 | $551.23 |
| 50 | $770.34 |
| 60 | $1170.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.35/mo. This plan is $551.23/mo at 40 — a difference of $12.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Allen County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Bronze Saver 7000 | Molina Healthcare | $470.35 |
| Molina Bronze Standard | Molina Healthcare | $474.34 |
| Molina Bronze Saver 7000 Plus with Adult Vision | Molina Healthcare | $474.39 |
| Molina Bronze Smart Heart Health | Molina Healthcare | $483.33 |
| Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $486.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33931OH0070004 in FIPS 39003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Allen County
Reviewed by Jason Burns, Editorial Steward.