WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice — full price in Hillsborough County, New Hampshire (2026)
WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice (13219NH0010001), a gold plan from WellSense Health Plan in Hillsborough County, New Hampshire, costs $416.60/month full price for a 40-year-old in 2026 — $884.70 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13219NH0010001 · Issuer: WellSense Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $325.98 |
| 27 | $341.62 |
| 30 | $369.98 |
| 40 | $416.60 |
| 50 | $582.19 |
| 60 | $884.70 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $388.42/mo. This plan is $416.60/mo at 40 — a difference of $28.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hillsborough County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from NH Healthy Families | $489.67 |
| Everyday Gold | Ambetter from NH Healthy Families | $493.85 |
| Standard Gold + Vision + Adult Dental | Ambetter from NH Healthy Families | $505.40 |
| Everyday Gold + Vision + Adult Dental | Ambetter from NH Healthy Families | $509.72 |
| Complete Gold | Ambetter from NH Healthy Families | $510.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13219NH0010001 in FIPS 33011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hillsborough County
Reviewed by Jason Burns, Editorial Steward.