NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care — full price in Grafton County, New Hampshire (2026)
NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care (59025NH0370109), a expanded bronze plan from Harvard Pilgrim Health Care in Grafton County, New Hampshire, costs $545.99/month full price for a 40-year-old in 2026 — $1159.47 at 60, with a $8,000 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 59025NH0370109 · Issuer: Harvard Pilgrim Health Care · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $427.22 |
| 27 | $447.73 |
| 30 | $484.89 |
| 40 | $545.99 |
| 50 | $763.01 |
| 60 | $1159.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $439.91/mo. This plan is $545.99/mo at 40 — a difference of $106.08/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Grafton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $323.59 |
| Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | Anthem Blue Cross and Blue Shield | $353.25 |
| Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $355.25 |
| Anthem Bronze Pathway X Enhanced 6000/35% HSA | Anthem Blue Cross and Blue Shield | $366.50 |
| Standard Expanded Bronze | Ambetter from NH Healthy Families | $368.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 59025NH0370109 in FIPS 33009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grafton County
Reviewed by Jason Burns, Editorial Steward.