NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care — full price in Cheshire County, New Hampshire (2026)
NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care (59025NH0370100), a expanded bronze plan from Harvard Pilgrim Health Care in Cheshire County, New Hampshire, costs $568.40/month full price for a 40-year-old in 2026 — $1207.08 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 59025NH0370100 · Issuer: Harvard Pilgrim Health Care · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $444.76 |
| 27 | $466.11 |
| 30 | $504.80 |
| 40 | $568.40 |
| 50 | $794.34 |
| 60 | $1207.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $439.91/mo. This plan is $568.40/mo at 40 — a difference of $128.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cheshire County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $323.59 |
| Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | Anthem Blue Cross and Blue Shield | $353.25 |
| Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | Anthem Blue Cross and Blue Shield | $355.25 |
| Anthem Bronze Pathway X Enhanced 6000/35% HSA | Anthem Blue Cross and Blue Shield | $366.50 |
| Standard Expanded Bronze | Ambetter from NH Healthy Families | $368.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 59025NH0370100 in FIPS 33005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cheshire County
Reviewed by Jason Burns, Editorial Steward.