Focused Silver — full price in Wayne County, Nebraska (2026)
Focused Silver (13484NE0090004), a silver plan from Ambetter Health in Wayne County, Nebraska, costs $785.42/month full price for a 40-year-old in 2026 — $1667.95 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13484NE0090004 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $614.58 |
| 27 | $644.07 |
| 30 | $697.54 |
| 40 | $785.42 |
| 50 | $1097.63 |
| 60 | $1667.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $785.42/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Wayne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $777.64 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $796.17 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $804.14 |
| Silver Classic Standard | Oscar Insurance Company | $851.91 |
| Silver Simple PCP Saver | Oscar Insurance Company | $852.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13484NE0090004 in FIPS 31179.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wayne County
Reviewed by Jason Burns, Editorial Steward.