Silver Simple PCP Saver — full price in Valley County, Nebraska (2026)
Silver Simple PCP Saver (57424NE0010025), a silver plan from Oscar Insurance Company in Valley County, Nebraska, costs $852.20/month full price for a 40-year-old in 2026 — $1809.75 at 60, with a $5,750 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57424NE0010025 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $666.83 |
| 27 | $698.83 |
| 30 | $756.84 |
| 40 | $852.20 |
| 50 | $1190.94 |
| 60 | $1809.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,750
- Family deductible: $11,500
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $852.20/mo at 40 — a difference of $66.78/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Valley County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $796.17 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $804.14 |
| Silver Classic Standard | Oscar Insurance Company | $851.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57424NE0010025 in FIPS 31175.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Valley County
Reviewed by Jason Burns, Editorial Steward.