HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision — full price in Seward County, Nebraska (2026)
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision (29678NE1540016), a gold plan from Blue Cross and Blue Shield of Nebraska in Seward County, Nebraska, costs $900.38/month full price for a 40-year-old in 2026 — $1912.08 at 60, with a $1,000 deductible and $5,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1540016 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $704.53 |
| 27 | $738.34 |
| 30 | $799.64 |
| 40 | $900.38 |
| 50 | $1258.28 |
| 60 | $1912.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $5,500
- Family out-of-pocket max: $11,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $900.38/mo at 40 — a difference of $199.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Seward County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $692.95 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $709.46 |
| Standard Gold | Ambetter Health | $711.03 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $727.98 |
| Gold Classic Standard | Oscar Insurance Company | $766.28 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1540016 in FIPS 31159.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seward County
Reviewed by Jason Burns, Editorial Steward.