HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision — full price in Saunders County, Nebraska (2026)
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision (29678NE1560016), a gold plan from Blue Cross and Blue Shield of Nebraska in Saunders County, Nebraska, costs $704.27/month full price for a 40-year-old in 2026 — $1495.61 at 60, with a $1,000 deductible and $5,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1560016 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $551.07 |
| 27 | $577.52 |
| 30 | $625.47 |
| 40 | $704.27 |
| 50 | $984.22 |
| 60 | $1495.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $5,500
- Family out-of-pocket max: $11,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $641.88/mo. This plan is $704.27/mo at 40 — a difference of $62.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Saunders County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HeartlandBlue Gold Standard 2000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $684.89 |
| HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $689.42 |
| Clear Gold | Ambetter Health | $711.06 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $728.00 |
| Standard Gold | Ambetter Health | $729.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1560016 in FIPS 31155.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saunders County
Reviewed by Jason Burns, Editorial Steward.