UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Richardson County, Nebraska (2026)
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (73102NE0080003), a expanded bronze plan from UnitedHealthcare in Richardson County, Nebraska, costs $651.55/month full price for a 40-year-old in 2026 — $1383.66 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0080003 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $509.82 |
| 27 | $534.29 |
| 30 | $578.65 |
| 40 | $651.55 |
| 50 | $910.54 |
| 60 | $1383.66 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $651.55/mo at 40 — a difference of $-49.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Richardson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter Health | $532.62 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $545.31 |
| Bronze Classic | Oscar Insurance Company | $555.09 |
| HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Blue Cross and Blue Shield of Nebraska | $570.62 |
| HeartlandBlue Bronze Standard 7500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $575.03 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0080003 in FIPS 31147.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Richardson County
Reviewed by Jason Burns, Editorial Steward.