Medica Insure Gold Share — full price in Richardson County, Nebraska (2026)
Medica Insure Gold Share (20305NE0040025), a gold plan from Medica in Richardson County, Nebraska, costs $1289.45/month full price for a 40-year-old in 2026 — $2738.32 at 60, with a $2,500 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20305NE0040025 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1008.96 |
| 27 | $1057.39 |
| 30 | $1145.17 |
| 40 | $1289.45 |
| 50 | $1802.00 |
| 60 | $2738.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $1289.45/mo at 40 — a difference of $588.43/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Richardson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $692.95 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $709.46 |
| Standard Gold | Ambetter Health | $711.03 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $727.98 |
| Gold Classic Standard | Oscar Insurance Company | $766.28 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20305NE0040025 in FIPS 31147.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Richardson County
Reviewed by Jason Burns, Editorial Steward.