HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision — full price in Phelps County, Nebraska (2026)
HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision (29678NE1580015), a silver plan from Blue Cross and Blue Shield of Nebraska in Phelps County, Nebraska, costs $801.41/month full price for a 40-year-old in 2026 — $1701.89 at 60, with a $5,500 deductible and $6,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1580015 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $627.08 |
| 27 | $657.18 |
| 30 | $711.73 |
| 40 | $801.41 |
| 50 | $1119.96 |
| 60 | $1701.89 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $6,000
- Family out-of-pocket max: $12,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.39/mo. This plan is $801.41/mo at 40 — a difference of $44.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Phelps County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HeartlandBlue Silver Standard 6000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $755.28 |
| HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $757.39 |
| HeartlandBlue Silver 4000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $772.95 |
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1580015 in FIPS 31137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Phelps County
Reviewed by Jason Burns, Editorial Steward.