HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health — full price in Phelps County, Nebraska (2026)
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health (29678NE1500011), a gold plan from Blue Cross and Blue Shield of Nebraska in Phelps County, Nebraska, costs $813.49/month full price for a 40-year-old in 2026 — $1727.54 at 60, with a $1,500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1500011 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $636.53 |
| 27 | $667.08 |
| 30 | $722.46 |
| 40 | $813.49 |
| 50 | $1136.84 |
| 60 | $1727.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.39/mo. This plan is $813.49/mo at 40 — a difference of $56.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Phelps County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $776.38 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $794.88 |
| Standard Gold | Ambetter Health | $796.64 |
| HeartlandBlue Gold Standard 2000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $808.14 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $815.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1500011 in FIPS 31137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Phelps County
Reviewed by Jason Burns, Editorial Steward.