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Elite Gold — full price in Merrick County, Nebraska (2026)

Elite Gold (13484NE0090005), a gold plan from Ambetter Health in Merrick County, Nebraska, costs $903.47/month full price for a 40-year-old in 2026 — $1918.65 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 13484NE0090005 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$706.95
27$740.88
30$802.38
40$903.47
50$1262.60
60$1918.65

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $0
  • Family deductible: $0
  • Individual out-of-pocket max: $6,500
  • Family out-of-pocket max: $13,000

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $903.47/mo at 40 — a difference of $118.05/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Merrick County

PlanIssuerPremium @ 40
Clear GoldAmbetter Health$776.38
Clear Gold + Vision + Adult DentalAmbetter Health$794.88
Standard GoldAmbetter Health$796.64
Standard Gold + Vision + Adult DentalAmbetter Health$815.62
Gold Classic StandardOscar Insurance Company$891.17

Sources

← All plans and costs in Merrick County

Reviewed by Jason Burns, Editorial Steward.

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