Clear Gold — full price in Lincoln County, Nebraska (2026)
Clear Gold (13484NE0090002), a gold plan from Ambetter Health in Lincoln County, Nebraska, costs $824.77/month full price for a 40-year-old in 2026 — $1751.50 at 60, with a $1,200 deductible and $9,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13484NE0090002 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $645.37 |
| 27 | $676.34 |
| 30 | $732.48 |
| 40 | $824.77 |
| 50 | $1152.61 |
| 60 | $1751.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,200
- Family deductible: $2,400
- Individual out-of-pocket max: $9,150
- Family out-of-pocket max: $18,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $834.38/mo. This plan is $824.77/mo at 40 — a difference of $-9.61/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold + Vision + Adult Dental | Ambetter Health | $844.42 |
| Standard Gold | Ambetter Health | $846.29 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $866.46 |
| Gold Classic Standard | Oscar Insurance Company | $913.58 |
| Gold Elite | Oscar Insurance Company | $959.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13484NE0090002 in FIPS 31111.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.