UHC Silver Standard+ (Dental + Vision, No Referrals) — full price in Lancaster County, Nebraska (2026)
UHC Silver Standard+ (Dental + Vision, No Referrals) (73102NE0090004), a silver plan from UnitedHealthcare in Lancaster County, Nebraska, costs $856.33/month full price for a 40-year-old in 2026 — $1818.53 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0090004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $670.06 |
| 27 | $702.22 |
| 30 | $760.51 |
| 40 | $856.33 |
| 50 | $1196.72 |
| 60 | $1818.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $681.64/mo. This plan is $856.33/mo at 40 — a difference of $174.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Lancaster County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | with Bryan Health | Oscar Insurance Company | $681.38 |
| Silver Simple PCP Saver | with Bryan Health | Oscar Insurance Company | $681.64 |
| Silver Simple Diabetes | with Bryan Health | Oscar Insurance Company | $682.97 |
| Silver Simple Women's Health with Menopause Benefits | with Bryan Health | Oscar Insurance Company | $684.29 |
| Standard Silver | Ambetter Health | $694.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0090004 in FIPS 31109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lancaster County
Reviewed by Jason Burns, Editorial Steward.