UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — full price in Lancaster County, Nebraska (2026)
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) (73102NE0080010), a bronze plan from UnitedHealthcare in Lancaster County, Nebraska, costs $601.04/month full price for a 40-year-old in 2026 — $1276.39 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0080010 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $470.30 |
| 27 | $492.87 |
| 30 | $533.79 |
| 40 | $601.04 |
| 50 | $839.95 |
| 60 | $1276.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $681.64/mo. This plan is $601.04/mo at 40 — a difference of $-80.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0080010 in FIPS 31109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lancaster County
Reviewed by Jason Burns, Editorial Steward.