Bronze Classic Standard | with Bryan Health — full price in Lancaster County, Nebraska (2026)
Bronze Classic Standard | with Bryan Health (57424NE0010057), a expanded bronze plan from Oscar Insurance Company in Lancaster County, Nebraska, costs $545.20/month full price for a 40-year-old in 2026 — $1157.80 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57424NE0010057 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $426.61 |
| 27 | $447.08 |
| 30 | $484.19 |
| 40 | $545.20 |
| 50 | $761.91 |
| 60 | $1157.80 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $681.64/mo. This plan is $545.20/mo at 40 — a difference of $-136.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lancaster County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic | with Bryan Health | Oscar Insurance Company | $517.32 |
| Standard Expanded Bronze | Ambetter Health | $532.62 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $545.31 |
| Bronze Simple Diabetes | with Bryan Health | Oscar Insurance Company | $555.28 |
| HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Blue Cross and Blue Shield of Nebraska | $570.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57424NE0010057 in FIPS 31109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lancaster County
Reviewed by Jason Burns, Editorial Steward.