UHC Silver Standard (No Referrals) — full price in Keith County, Nebraska (2026)
UHC Silver Standard (No Referrals) (73102NE0080004), a silver plan from UnitedHealthcare in Keith County, Nebraska, costs $1125.04/month full price for a 40-year-old in 2026 — $2389.18 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0080004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $880.32 |
| 27 | $922.57 |
| 30 | $999.16 |
| 40 | $1125.04 |
| 50 | $1572.25 |
| 60 | $2389.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $834.38/mo. This plan is $1125.04/mo at 40 — a difference of $290.66/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Keith County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $826.11 |
| Focused Silver | Ambetter Health | $834.38 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $845.80 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $854.27 |
| Silver Classic Standard | Oscar Insurance Company | $873.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0080004 in FIPS 31101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Keith County
Reviewed by Jason Burns, Editorial Steward.