Elevate by Medica Silver $0 Copay PCP Visits — full price in Kearney County, Nebraska (2026)
Elevate by Medica Silver $0 Copay PCP Visits (20305NE0030047), a silver plan from Medica in Kearney County, Nebraska, costs $930.10/month full price for a 40-year-old in 2026 — $1975.20 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20305NE0030047 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $727.78 |
| 27 | $762.71 |
| 30 | $826.03 |
| 40 | $930.10 |
| 50 | $1299.82 |
| 60 | $1975.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.39/mo. This plan is $930.10/mo at 40 — a difference of $172.71/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Kearney County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HeartlandBlue Silver Standard 6000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $755.28 |
| HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $757.39 |
| HeartlandBlue Silver 4000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $772.95 |
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20305NE0030047 in FIPS 31099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kearney County
Reviewed by Jason Burns, Editorial Steward.