UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Johnson County, Nebraska (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (73102NE0090001), a expanded bronze plan from UnitedHealthcare in Johnson County, Nebraska, costs $667.89/month full price for a 40-year-old in 2026 — $1418.35 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0090001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $522.60 |
| 27 | $547.69 |
| 30 | $593.16 |
| 40 | $667.89 |
| 50 | $933.37 |
| 60 | $1418.35 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $667.89/mo at 40 — a difference of $-33.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Johnson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter Health | $532.62 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $545.31 |
| Bronze Classic | Oscar Insurance Company | $555.09 |
| HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Blue Cross and Blue Shield of Nebraska | $570.62 |
| HeartlandBlue Bronze Standard 7500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $575.03 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0090001 in FIPS 31097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Johnson County
Reviewed by Jason Burns, Editorial Steward.