HeartlandBlue Silver 4000 Premier Select BlueChoice — full price in Jefferson County, Nebraska (2026)
HeartlandBlue Silver 4000 Premier Select BlueChoice (29678NE1620020), a silver plan from Blue Cross and Blue Shield of Nebraska in Jefferson County, Nebraska, costs $837.49/month full price for a 40-year-old in 2026 — $1778.51 at 60, with a $4,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1620020 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $655.31 |
| 27 | $686.77 |
| 30 | $743.78 |
| 40 | $837.49 |
| 50 | $1170.39 |
| 60 | $1778.51 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $837.49/mo at 40 — a difference of $136.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $694.07 |
| Focused Silver | Ambetter Health | $701.02 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $710.61 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $717.73 |
| Silver Classic Standard | Oscar Insurance Company | $732.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1620020 in FIPS 31095.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.