UHC Silver Standard (No Referrals) — full price in Howard County, Nebraska (2026)
UHC Silver Standard (No Referrals) (73102NE0080004), a silver plan from UnitedHealthcare in Howard County, Nebraska, costs $977.49/month full price for a 40-year-old in 2026 — $2075.82 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0080004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $764.86 |
| 27 | $801.57 |
| 30 | $868.11 |
| 40 | $977.49 |
| 50 | $1366.03 |
| 60 | $2075.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $977.49/mo at 40 — a difference of $192.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Howard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $796.17 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $804.14 |
| Silver Classic Standard | Oscar Insurance Company | $851.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0080004 in FIPS 31093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Howard County
Reviewed by Jason Burns, Editorial Steward.