Medica with CHI Health Gold Share — full price in Howard County, Nebraska (2026)
Medica with CHI Health Gold Share (20305NE0050075), a gold plan from Medica in Howard County, Nebraska, costs $1004.26/month full price for a 40-year-old in 2026 — $2132.68 at 60, with a $2,500 deductible and $5,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20305NE0050075 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $785.81 |
| 27 | $823.53 |
| 30 | $891.89 |
| 40 | $1004.26 |
| 50 | $1403.45 |
| 60 | $2132.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $5,900
- Family out-of-pocket max: $11,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $1004.26/mo at 40 — a difference of $218.84/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Howard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $776.38 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $794.88 |
| Standard Gold | Ambetter Health | $796.64 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $815.62 |
| Gold Classic Standard | Oscar Insurance Company | $891.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20305NE0050075 in FIPS 31093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Howard County
Reviewed by Jason Burns, Editorial Steward.