UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Garfield County, Nebraska (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (73102NE0090001), a expanded bronze plan from UnitedHealthcare in Garfield County, Nebraska, costs $777.17/month full price for a 40-year-old in 2026 — $1650.43 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0090001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $608.12 |
| 27 | $637.31 |
| 30 | $690.21 |
| 40 | $777.17 |
| 50 | $1086.10 |
| 60 | $1650.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $777.17/mo at 40 — a difference of $-8.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Garfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Expanded Bronze | Ambetter Health | $596.74 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter Health | $610.96 |
| Bronze Classic | Oscar Insurance Company | $645.56 |
| Choice Bronze HSA | Ambetter Health | $647.00 |
| Choice Bronze HSA + Vision + Adult Dental | Ambetter Health | $662.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0090001 in FIPS 31071.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Garfield County
Reviewed by Jason Burns, Editorial Steward.