HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice — full price in Gage County, Nebraska (2026)
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice (29678NE1470011), a gold plan from Blue Cross and Blue Shield of Nebraska in Gage County, Nebraska, costs $881.40/month full price for a 40-year-old in 2026 — $1871.78 at 60, with a $1,500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1470011 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $689.67 |
| 27 | $722.78 |
| 30 | $782.78 |
| 40 | $881.40 |
| 50 | $1231.76 |
| 60 | $1871.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $701.02/mo. This plan is $881.40/mo at 40 — a difference of $180.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Gage County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $692.95 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $709.46 |
| Standard Gold | Ambetter Health | $711.03 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $727.98 |
| Gold Classic Standard | Oscar Insurance Company | $766.28 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1470011 in FIPS 31067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gage County
Reviewed by Jason Burns, Editorial Steward.