HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue PPO — full price in Cedar County, Nebraska (2026)
HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue PPO (29678NE1510008), a silver plan from Blue Cross and Blue Shield of Nebraska in Cedar County, Nebraska, costs $1053.65/month full price for a 40-year-old in 2026 — $2237.57 at 60, with a $4,500 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1510008 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $824.45 |
| 27 | $864.03 |
| 30 | $935.75 |
| 40 | $1053.65 |
| 50 | $1472.47 |
| 60 | $2237.57 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $1053.65/mo at 40 — a difference of $268.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Cedar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $796.17 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $804.14 |
| Silver Classic Standard | Oscar Insurance Company | $851.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1510008 in FIPS 31027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cedar County
Reviewed by Jason Burns, Editorial Steward.