Medica Insure Gold Standard — full price in Butler County, Nebraska (2026)
Medica Insure Gold Standard (20305NE0040055), a gold plan from Medica in Butler County, Nebraska, costs $1358.79/month full price for a 40-year-old in 2026 — $2885.58 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20305NE0040055 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1063.22 |
| 27 | $1114.25 |
| 30 | $1206.75 |
| 40 | $1358.79 |
| 50 | $1898.91 |
| 60 | $2885.58 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $785.42/mo. This plan is $1358.79/mo at 40 — a difference of $573.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Butler County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health | $776.38 |
| Clear Gold + Vision + Adult Dental | Ambetter Health | $794.88 |
| Standard Gold | Ambetter Health | $796.64 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $815.62 |
| Gold Classic Standard | Oscar Insurance Company | $891.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20305NE0040055 in FIPS 31023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Butler County
Reviewed by Jason Burns, Editorial Steward.