HeartlandBlue Silver 4000 Premier Select BlueChoice — full price in Burt County, Nebraska (2026)
HeartlandBlue Silver 4000 Premier Select BlueChoice (29678NE1610020), a silver plan from Blue Cross and Blue Shield of Nebraska in Burt County, Nebraska, costs $806.22/month full price for a 40-year-old in 2026 — $1712.12 at 60, with a $4,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 29678NE1610020 · Issuer: Blue Cross and Blue Shield of Nebraska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $630.85 |
| 27 | $661.13 |
| 30 | $716.01 |
| 40 | $806.22 |
| 50 | $1126.69 |
| 60 | $1712.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $641.88/mo. This plan is $806.22/mo at 40 — a difference of $164.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Burt County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HeartlandBlue Silver Standard 6000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $640.10 |
| HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $641.88 |
| HeartlandBlue Silver 4000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $655.07 |
| HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Blue Cross and Blue Shield of Nebraska | $679.19 |
| Standard Silver | Ambetter Health | $712.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 29678NE1610020 in FIPS 31021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Burt County
Reviewed by Jason Burns, Editorial Steward.