Medica Insure Silver $0 Copay PCP Visits — full price in Banner County, Nebraska (2026)
Medica Insure Silver $0 Copay PCP Visits (20305NE0040047), a silver plan from Medica in Banner County, Nebraska, costs $1403.96/month full price for a 40-year-old in 2026 — $2981.49 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20305NE0040047 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1098.56 |
| 27 | $1151.29 |
| 30 | $1246.87 |
| 40 | $1403.96 |
| 50 | $1962.03 |
| 60 | $2981.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $834.38/mo. This plan is $1403.96/mo at 40 — a difference of $569.58/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Banner County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $826.11 |
| Focused Silver | Ambetter Health | $834.38 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $845.80 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $854.27 |
| Silver Classic Standard | Oscar Insurance Company | $873.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20305NE0040047 in FIPS 31007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Banner County
Reviewed by Jason Burns, Editorial Steward.