UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Adams County, Nebraska (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) (73102NE0090002), a silver plan from UnitedHealthcare in Adams County, Nebraska, costs $1001.35/month full price for a 40-year-old in 2026 — $2126.50 at 60, with a $3,500 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73102NE0090002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $783.53 |
| 27 | $821.14 |
| 30 | $889.31 |
| 40 | $1001.35 |
| 50 | $1399.38 |
| 60 | $2126.50 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $757.39/mo. This plan is $1001.35/mo at 40 — a difference of $243.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Adams County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| HeartlandBlue Silver Standard 6000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $755.28 |
| HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $757.39 |
| HeartlandBlue Silver 4000 Blueprint Health | Blue Cross and Blue Shield of Nebraska | $772.95 |
| Standard Silver | Ambetter Health | $777.64 |
| Focused Silver | Ambetter Health | $785.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73102NE0090002 in FIPS 31001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Adams County
Reviewed by Jason Burns, Editorial Steward.