Essentia Choice Care with Medica Silver Share — full price in Sargent County, North Dakota (2026)
Essentia Choice Care with Medica Silver Share (73751ND0140076), a silver plan from Medica in Sargent County, North Dakota, costs $667.66/month full price for a 40-year-old in 2026 — $1417.86 at 60, with a $3,525 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73751ND0140076 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $522.42 |
| 27 | $547.50 |
| 30 | $592.95 |
| 40 | $667.66 |
| 50 | $933.05 |
| 60 | $1417.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,525
- Family deductible: $7,050
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $639.29/mo. This plan is $667.66/mo at 40 — a difference of $28.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Sargent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $3,500 | Sanford Health Plan | $628.26 |
| Sanford Individual Simplicity Standardized $6,000 | Sanford Health Plan | $639.29 |
| Essentia Choice Care with Medica Silver $0 Copay PCP Visits | Medica | $649.75 |
| Sanford Individual Simplicity $4,750 | Sanford Health Plan | $661.07 |
| Essentia Choice Care with Medica Silver Standard | Medica | $671.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73751ND0140076 in FIPS 38081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sargent County
Reviewed by Jason Burns, Editorial Steward.