Sanford Individual Simplicity Standardized $6,000 — full price in Grand Forks County, North Dakota (2026)
Sanford Individual Simplicity Standardized $6,000 (89364ND0120017), a silver plan from Sanford Health Plan in Grand Forks County, North Dakota, costs $605.01/month full price for a 40-year-old in 2026 — $1284.81 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 89364ND0120017 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $473.40 |
| 27 | $496.13 |
| 30 | $537.31 |
| 40 | $605.01 |
| 50 | $845.50 |
| 60 | $1284.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $603.84/mo. This plan is $605.01/mo at 40 — a difference of $1.17/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Grand Forks County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $3,500 | Sanford Health Plan | $594.57 |
| DakotaBlue Altru Silver ($5 Value Based Drug List) | Blue Cross Blue Shield of North Dakota | $603.84 |
| Sanford Individual Simplicity $4,750 | Sanford Health Plan | $625.62 |
| Altru Prime by Medica Silver $0 Copay PCP Visits | Medica | $635.63 |
| Altru Prime by Medica Silver Share | Medica | $653.14 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 89364ND0120017 in FIPS 38035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grand Forks County
Reviewed by Jason Burns, Editorial Steward.