Altru Prime by Medica Bronze $0 Copay PCP Visits — full price in Grand Forks County, North Dakota (2026)
Altru Prime by Medica Bronze $0 Copay PCP Visits (73751ND0120041), a expanded bronze plan from Medica in Grand Forks County, North Dakota, costs $456.96/month full price for a 40-year-old in 2026 — $970.40 at 60, with a $7,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73751ND0120041 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $357.55 |
| 27 | $374.72 |
| 30 | $405.82 |
| 40 | $456.96 |
| 50 | $638.59 |
| 60 | $970.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $603.84/mo. This plan is $456.96/mo at 40 — a difference of $-146.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Grand Forks County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Altru Prime by Medica Bronze Share | Medica | $418.75 |
| BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List) | Blue Cross Blue Shield of North Dakota | $434.01 |
| Sanford Individual Simplicity Standardized $7,500 | Sanford Health Plan | $441.35 |
| Sanford Individual Simplicity $6,500 | Sanford Health Plan | $448.70 |
| BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan) | Blue Cross Blue Shield of North Dakota | $449.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73751ND0120041 in FIPS 38035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grand Forks County
Reviewed by Jason Burns, Editorial Steward.