Sanford Individual TRUE $6,500 — full price in Cass County, North Dakota (2026)
Sanford Individual TRUE $6,500 (89364ND0090007), a expanded bronze plan from Sanford Health Plan in Cass County, North Dakota, costs $343.77/month full price for a 40-year-old in 2026 — $730.03 at 60, with a $6,500 deductible and $9,750 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 89364ND0090007 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $268.99 |
| 27 | $281.90 |
| 30 | $305.30 |
| 40 | $343.77 |
| 50 | $480.41 |
| 60 | $730.03 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $9,750
- Family out-of-pocket max: $19,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $465.22/mo. This plan is $343.77/mo at 40 — a difference of $-121.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cass County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual TRUE Standardized $7,500 | Sanford Health Plan | $338.14 |
| Sanford Individual TRUE $7,200 HSA Qualified | Sanford Health Plan | $347.63 |
| Essentia Choice Care with Medica Bronze Share | Medica | $357.86 |
| Essentia Choice Care with Medica Bronze $0 Copay PCP Visits | Medica | $390.51 |
| Essentia Choice Care with Medica Expanded Bronze Standard | Medica | $397.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 89364ND0090007 in FIPS 38017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cass County
Reviewed by Jason Burns, Editorial Steward.