Sanford Individual TRUE $10,600 — full price in Burleigh County, North Dakota (2026)
Sanford Individual TRUE $10,600 (89364ND0090015), a catastrophic plan from Sanford Health Plan in Burleigh County, North Dakota, costs $296.44/month full price for a 40-year-old in 2026 — $629.51 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 89364ND0090015 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $231.95 |
| 27 | $243.08 |
| 30 | $263.27 |
| 40 | $296.44 |
| 50 | $414.26 |
| 60 | $629.51 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $456.26/mo. This plan is $296.44/mo at 40 — a difference of $-159.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Burleigh County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $10,600 | Sanford Health Plan | $357.15 |
| BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible | Blue Cross Blue Shield of North Dakota | $373.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 89364ND0090015 in FIPS 38015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Burleigh County
Reviewed by Jason Burns, Editorial Steward.