Sanford Individual TRUE $7,200 HSA Qualified — full price in Burleigh County, North Dakota (2026)
Sanford Individual TRUE $7,200 HSA Qualified (89364ND0090009), a expanded bronze plan from Sanford Health Plan in Burleigh County, North Dakota, costs $340.93/month full price for a 40-year-old in 2026 — $724.00 at 60, with a $7,200 deductible and $7,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 89364ND0090009 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $266.77 |
| 27 | $279.57 |
| 30 | $302.78 |
| 40 | $340.93 |
| 50 | $476.44 |
| 60 | $724.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $7,200
- Family out-of-pocket max: $14,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $456.26/mo. This plan is $340.93/mo at 40 — a difference of $-115.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Burleigh County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual TRUE Standardized $7,500 | Sanford Health Plan | $331.62 |
| Sanford Individual TRUE $6,500 | Sanford Health Plan | $337.15 |
| Essentia Choice Care with Medica Bronze Share | Medica | $357.86 |
| Essentia Choice Care with Medica Bronze $0 Copay PCP Visits | Medica | $390.51 |
| Essentia Choice Care with Medica Expanded Bronze Standard | Medica | $397.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 89364ND0090009 in FIPS 38015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Burleigh County
Reviewed by Jason Burns, Editorial Steward.