BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible — full price in Bottineau County, North Dakota (2026)
BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible (37160ND2410021), a catastrophic plan from Blue Cross Blue Shield of North Dakota in Bottineau County, North Dakota, costs $373.82/month full price for a 40-year-old in 2026 — $793.85 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 37160ND2410021 · Issuer: Blue Cross Blue Shield of North Dakota · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $292.50 |
| 27 | $306.54 |
| 30 | $331.99 |
| 40 | $373.82 |
| 50 | $522.41 |
| 60 | $793.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $628.26/mo. This plan is $373.82/mo at 40 — a difference of $-254.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Bottineau County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $10,600 | Sanford Health Plan | $416.87 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 37160ND2410021 in FIPS 38009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bottineau County
Reviewed by Jason Burns, Editorial Steward.