Blue Local Bronze HSA Eligible | Integrated | with Atrium Health — full price in Wilkes County, North Carolina (2026)
Blue Local Bronze HSA Eligible | Integrated | with Atrium Health (11512NC0410064), a expanded bronze plan from Blue Cross and Blue Shield of NC in Wilkes County, North Carolina, costs $556.33/month full price for a 40-year-old in 2026 — $1181.43 at 60, with a $8,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0410064 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $435.31 |
| 27 | $456.20 |
| 30 | $494.08 |
| 40 | $556.33 |
| 50 | $777.46 |
| 60 | $1181.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $677.28/mo. This plan is $556.33/mo at 40 — a difference of $-120.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Wilkes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health | Blue Cross and Blue Shield of NC | $514.46 |
| Everyday Bronze | Ambetter of North Carolina | $526.97 |
| Standard Expanded Bronze | Ambetter of North Carolina | $529.01 |
| Blue Local Bronze Standard | with Atrium Health | Blue Cross and Blue Shield of NC | $535.26 |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health | Blue Cross and Blue Shield of NC | $542.40 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0410064 in FIPS 37193.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wilkes County
Reviewed by Jason Burns, Editorial Steward.