Connect Bronze RD 5000 Indiv Med Deductible — full price in Wake County, North Carolina (2026)

Connect Bronze RD 5000 Indiv Med Deductible (73943NC0070054), a expanded bronze plan from Cigna Healthcare in Wake County, North Carolina, costs $722.03/month full price for a 40-year-old in 2026 — $1533.33 at 60, with a $5,000 deductible and $9,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 73943NC0070054 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$564.97
27$592.09
30$641.24
40$722.03
50$1009.04
60$1533.33

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $5,000
  • Family deductible: $10,000
  • Individual out-of-pocket max: $9,700
  • Family out-of-pocket max: $19,400

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $590.76/mo. This plan is $722.03/mo at 40 — a difference of $131.27/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other expanded bronze plans in Wake County

PlanIssuerPremium @ 40
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health AllianceBlue Cross and Blue Shield of NC$445.74
Blue Home Bronze Standard | with UNC Health AllianceBlue Cross and Blue Shield of NC$463.68
Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health AllianceBlue Cross and Blue Shield of NC$469.93
Blue Home Bronze HSA Eligible | Integrated | with UNC Health AllianceBlue Cross and Blue Shield of NC$482.07
Everyday BronzeAmbetter of North Carolina$487.37

Sources

← All plans and costs in Wake County

Reviewed by Jason Burns, Editorial Steward.

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