Standard Expanded Bronze + Vision + Adult Dental — full price in Vance County, North Carolina (2026)
Standard Expanded Bronze + Vision + Adult Dental (77264NC0020055), a expanded bronze plan from Ambetter of North Carolina in Vance County, North Carolina, costs $517.20/month full price for a 40-year-old in 2026 — $1098.33 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Vance County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 77264NC0020055 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $404.70 |
| 27 | $424.12 |
| 30 | $459.32 |
| 40 | $517.20 |
| 50 | $722.78 |
| 60 | $1098.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $640.80/mo. This plan is $517.20/mo at 40 — a difference of $-123.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Vance County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of North Carolina | $498.43 |
| Standard Expanded Bronze | Ambetter of North Carolina | $500.36 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of North Carolina | $515.20 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | AmeriHealth Caritas Next | $557.10 |
| Elite Bronze | Ambetter of North Carolina | $566.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020055 in FIPS 37181.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vance County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/nc/vance/77264nc0020055 · Record ID PHI-LJMW4JIJ