Elite Bronze with Atrium Health — full price in Union County, North Carolina (2026)
Elite Bronze with Atrium Health (77264NC0010050), a expanded bronze plan from Ambetter of North Carolina in Union County, North Carolina, costs $527.59/month full price for a 40-year-old in 2026 — $1120.41 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0010050 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $412.84 |
| 27 | $432.64 |
| 30 | $468.56 |
| 40 | $527.59 |
| 50 | $737.31 |
| 60 | $1120.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $582.84/mo. This plan is $527.59/mo at 40 — a difference of $-55.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Union County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health | Blue Cross and Blue Shield of NC | $446.85 |
| Bronze Classic Standard | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $449.20 |
| Bronze Simple Diabetes | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $458.19 |
| Bronze Classic 4700 | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $459.61 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $460.88 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0010050 in FIPS 37179.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Union County
Reviewed by Jason Burns, Editorial Steward.