Connect Gold 1500 Indiv Med Deductible — full price in Union County, North Carolina (2026)

Connect Gold 1500 Indiv Med Deductible (73943NC0070053), a gold plan from Cigna Healthcare in Union County, North Carolina, costs $823.85/month full price for a 40-year-old in 2026 — $1749.55 at 60, with a $1,500 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 73943NC0070053 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$644.64
27$675.58
30$731.67
40$823.85
50$1151.33
60$1749.55

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $1,500
  • Family deductible: $3,000
  • Individual out-of-pocket max: $9,950
  • Family out-of-pocket max: $19,900

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $582.84/mo. This plan is $823.85/mo at 40 — a difference of $241.01/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other gold plans in Union County

PlanIssuerPremium @ 40
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant HealthBlue Cross and Blue Shield of NC$614.67
Standard Gold with Atrium HealthAmbetter of North Carolina$617.13
Blue Home Gold Standard A | with Novant HealthBlue Cross and Blue Shield of NC$620.88
Gold Classic Standard | with Atrium HealthOscar Health Plan of North Carolina, Inc$627.54
Standard Gold with Atrium Health + Vision + Adult DentalAmbetter of North Carolina$637.89

Sources

← All plans and costs in Union County

Reviewed by Jason Burns, Editorial Steward.

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