AmeriHealth Caritas Next Bronze Essential + No Referrals — full price in Transylvania County, North Carolina (2026)
AmeriHealth Caritas Next Bronze Essential + No Referrals (17414NC0010004), a bronze plan from AmeriHealth Caritas Next in Transylvania County, North Carolina, costs $550.91/month full price for a 40-year-old in 2026 — $1169.92 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010004 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $431.07 |
| 27 | $451.76 |
| 30 | $489.26 |
| 40 | $550.91 |
| 50 | $769.89 |
| 60 | $1169.92 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.41/mo. This plan is $550.91/mo at 40 — a difference of $-151.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010004 in FIPS 37175.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Transylvania County
Reviewed by Jason Burns, Editorial Steward.