Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors — full price in Stokes County, North Carolina (2026)
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors (11512NC0060028), a silver plan from Blue Cross and Blue Shield of NC in Stokes County, North Carolina, costs $853.46/month full price for a 40-year-old in 2026 — $1812.44 at 60, with a $3,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0060028 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $667.81 |
| 27 | $699.86 |
| 30 | $757.96 |
| 40 | $853.46 |
| 50 | $1192.71 |
| 60 | $1812.44 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $545.64/mo. This plan is $853.46/mo at 40 — a difference of $307.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Stokes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver with Atrium Health | Ambetter of North Carolina | $540.11 |
| Focused Silver with Atrium Health | Ambetter of North Carolina | $545.64 |
| Standard Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $558.29 |
| Focused Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $564.00 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $590.72 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0060028 in FIPS 37169.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stokes County
Reviewed by Jason Burns, Editorial Steward.