Focused Silver with Atrium Health — full price in Stanly County, North Carolina (2026)
Focused Silver with Atrium Health (77264NC0010054), a silver plan from Ambetter of North Carolina in Stanly County, North Carolina, costs $603.07/month full price for a 40-year-old in 2026 — $1280.71 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0010054 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $471.90 |
| 27 | $494.54 |
| 30 | $535.59 |
| 40 | $603.07 |
| 50 | $842.79 |
| 60 | $1280.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $582.84/mo. This plan is $603.07/mo at 40 — a difference of $20.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Stanly County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $575.12 |
| Silver Classic Standard | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $582.84 |
| Silver Simple Diabetes | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $583.68 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $586.08 |
| Silver Simple Chronic Care CKM | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $587.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0010054 in FIPS 37167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stanly County
Reviewed by Jason Burns, Editorial Steward.