Connect Gold 1500 Indiv Med Deductible — full price in Rutherford County, North Carolina (2026)
Connect Gold 1500 Indiv Med Deductible (73943NC0070053), a gold plan from Cigna Healthcare in Rutherford County, North Carolina, costs $1344.67/month full price for a 40-year-old in 2026 — $2855.59 at 60, with a $1,500 deductible and $9,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73943NC0070053 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1052.17 |
| 27 | $1102.67 |
| 30 | $1194.21 |
| 40 | $1344.67 |
| 50 | $1879.18 |
| 60 | $2855.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $9,950
- Family out-of-pocket max: $19,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.41/mo. This plan is $1344.67/mo at 40 — a difference of $642.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Rutherford County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of North Carolina | $726.13 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $745.92 |
| Standard Gold + Vision + Adult Dental | Ambetter of North Carolina | $750.56 |
| Complete Gold | Ambetter of North Carolina | $759.12 |
| AmeriHealth Caritas Next Gold Premier + No Referrals | AmeriHealth Caritas Next | $774.79 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73943NC0070053 in FIPS 37161.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rutherford County
Reviewed by Jason Burns, Editorial Steward.