Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — full price in Rutherford County, North Carolina (2026)
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors (11512NC0060059), a expanded bronze plan from Blue Cross and Blue Shield of NC in Rutherford County, North Carolina, costs $688.02/month full price for a 40-year-old in 2026 — $1461.11 at 60, with a $8,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0060059 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $538.36 |
| 27 | $564.20 |
| 30 | $611.04 |
| 40 | $688.02 |
| 50 | $961.51 |
| 60 | $1461.11 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $702.41/mo. This plan is $688.02/mo at 40 — a difference of $-14.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Rutherford County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of North Carolina | $546.35 |
| Standard Expanded Bronze | Ambetter of North Carolina | $548.47 |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | AmeriHealth Caritas Next | $557.10 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of North Carolina | $564.73 |
| Standard Expanded Bronze + Vision + Adult Dental | Ambetter of North Carolina | $566.92 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0060059 in FIPS 37161.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rutherford County
Reviewed by Jason Burns, Editorial Steward.