AmeriHealth Caritas Next Silver Essential + No Referrals — full price in Randolph County, North Carolina (2026)
AmeriHealth Caritas Next Silver Essential + No Referrals (17414NC0010013), a silver plan from AmeriHealth Caritas Next in Randolph County, North Carolina, costs $603.57/month full price for a 40-year-old in 2026 — $1281.75 at 60, with a $6,100 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17414NC0010013 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $472.28 |
| 27 | $494.94 |
| 30 | $536.03 |
| 40 | $603.57 |
| 50 | $843.48 |
| 60 | $1281.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.04/mo. This plan is $603.57/mo at 40 — a difference of $55.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Randolph County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver with Atrium Health | Ambetter of North Carolina | $542.49 |
| Focused Silver with Atrium Health | Ambetter of North Carolina | $548.04 |
| Standard Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $560.74 |
| Focused Silver with Atrium Health + Vision + Adult Dental | Ambetter of North Carolina | $566.48 |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health | Blue Cross and Blue Shield of NC | $608.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17414NC0010013 in FIPS 37151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Randolph County
Reviewed by Jason Burns, Editorial Steward.