Everyday Bronze — full price in Orange County, North Carolina (2026)
Everyday Bronze (77264NC0010028), a expanded bronze plan from Ambetter of North Carolina in Orange County, North Carolina, costs $489.22/month full price for a 40-year-old in 2026 — $1038.93 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Orange County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 77264NC0010028 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $382.81 |
| 27 | $401.18 |
| 30 | $434.48 |
| 40 | $489.22 |
| 50 | $683.69 |
| 60 | $1038.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.55/mo. This plan is $489.22/mo at 40 — a difference of $-120.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Orange County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $459.93 |
| Blue Home Bronze Standard | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $478.46 |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $484.89 |
| Standard Expanded Bronze | Ambetter of North Carolina | $491.12 |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance | Blue Cross and Blue Shield of NC | $497.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0010028 in FIPS 37135.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Orange County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/nc/orange/77264nc0010028 · Record ID PHI-18NKGT3U